Savings Accounts and Certificates of Deposit

Regular Personal Savings Interest rate subject to change monthly. Maintain a average daily balance of $50 to avoid service charge. Interest paid on accounts with average daily balance of $100 or more.	Student Savings Account Interest rate subject to change monthly. Maintain a daily average balance of $50 to avoid service charge. Interest paid on accounts with average daily balance of $50 or more.
Regular Certificates of Deposit (CD's) Interest rates subject to change monthly. Terms available: 6 months, 1 year, 2, 3, 4, 5 year. Penalty for early withdrawal.	Flexible Certificates of Deposit (CD's) Customer has the option of changing the interest rate twice during the term of the CD. Terms: 3 year, 4 year and 5 year.
IRA (Individual Retirement Account) and Keogh Plans Please click here for information and printable brochure	Questions? Please call (507)931-3310. Ask to speak with Peggy or Tracey in the NCB Customer Service Department, or email NCB.