Savings Accounts and Certificates of Deposit

Regular Personal Savings Variable interest rate. Maintain a average daily balance of $50 to avoid service charge. Interest paid on accounts with average daily balance of $100 or more.	Student Savings Account Variable interest rate. Maintain a daily average balance of $50 to avoid service charge. Interest paid on accounts with average daily balance of $50 or more.
Regular Certificates of Deposit (CD's) Terms available: 6 months, 1 year, 2, 3, 4, 5 year. Penalty for early withdrawal. Contact us for current interest rates	Flexible Certificates of Deposit (CD's) Customer has the option of changing the interest rate twice during the term of the CD. Terms: 3 year, 4 year and 5 year. Contact us for current interest rates
IRA (Individual Retirement Account) and Keogh Plans Please click here for information and printable brochure	Questions? Please call (507)931-3310. Ask to speak with Peggy, Tracey or Deb in the NCB Customer Service Department, or email NCB.