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Nicollet County Bank respects the privacy expectations and
rights of its customers regarding financial information and other
related information, which the Bank has or gathers in the normal
course of business.
Nicollet County Bank collects, retains and uses information
about individual customers only when we believe it is appropriate
in administering our business and to to provide products, services
and other opportunities to customers. This information is obtained
from application information, transaction information and consumer
report information.
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We collect nonpublic personal information about you from the
following sources:
- Information we receive from you on applications or other
forms
- Information about your transactions with us or others; and
- Information we receive from third parties, such as a consumer
reporting agency.
"Nonpublic personal information" is nonpublic information
about you that we may obtain in connection with providing a financial
product or service to you. This could include information such
as account balance, payment history and overdraft notice.
We do not disclose any nonpublic information about you to
anyone, except as permitted by law.
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If you decide to close your account(s) or become an inactive
customer, we will adhere to the privacy policies and practices
described in this notice.
We restrict access to nonpublic personal information about
you to those employees who need to know that information to provide
products or services to you. We maintain physical, electronic
and procedural safeguards that comply with federal standards
to guard your nonpublic personal information.
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