Personal Checking Accounts

FEE SCHEDULE
EFFECTIVE May 1, 2006

CHECKING ACCOUNTS

FREE CHECKING

CHECKING PLUS

ASSURED CHECKING

MATURITY PLUS CHECKING

MINIMUM BALANCE

NONE

•$350

NONE

NONE

MONTHLY FEE

NONE

•$5 Plus 17¢ per check/debit
if below minimum balance

•Basic $7
•Personal $8
•Family $9
•Senior - price

NONE

INTEREST

NONE

TIERS
•$350-$2,499
•$2,500-$24,999
•Above $25,000
•No Interest Below $350

NONE

NONE

SPECIAL FEATURES

•Duplicated Checks Required
•Image Statement provided
w/$5 fee

•Image Statement

•Image Statement
•Complete listing of full account benefits available
•Special Considerations do not apply

•Image Statement
•Checking Plan
•Available if over Age 50

INTERNET BILL PAY

•$4.50 Monthly Fee
•10 Free Payments
•25¢ per transaction over 10

•No Monthly Fee
•5 Free Payments
•25¢ per transaction over 5

•No Monthly Fee
•5 Free Payments
•25¢ per transaction over 5

•$4.50 Monthly Fee
•10 Free Payments
•25¢ per transaction over 10

OPTIONS

• Uni-Statement Feature
Have all your accounts conveniently listed on one monthly statement
• Direct Deposit
Have payroll or monthly deposits made directly to your account
• Special Considerations
Maintain a balance of $2,500 in a Savings account or $10,000 in a Certificate of Deposit and you will qualify for a Checking account free of monthly service charges
• NetTeller Internet Accessibility
www.nicolletcountybank.com
Access Account Information
View Transactions
Print Statements
Transfer Funds
• 24 Hour Telebanker Line – Call 931-3182
Access Account Information
Transfer Funds

• Instant Cash or Instant Cash and Check Cards
No Annual Fee
Ready Reserve
No Annual Fee
Checking Account Lines of Credit Available for Qualified Customers
• Visa Credit Card
No Annual Fee with $2,000 Annual Usage
• Master Card Credit Card
No Annual Fee
• Additional Financial Services
Savings Accounts
Certificate of Deposit Accounts
SEP and Individual Retirement Accounts
Investment Services
• Saints Club for those 50 or Better