NCB Online Newsletter - November 2015
Happy November!   NCB will be open for Veteran's day, November 11th.  Thursday, November 26th, we will be closed for the Thanksgiving holiday!  NCB is participating in the St. Peter Herald's Turkey Give-away, so next time you're in the bank, remember to sign up for the drawing for the free turkey!  
Wishing you all a wonderful month,
Lisa G. & NCB
Arts Center's Holiday Fare — November 7th
The Arts Center of St. Peter's annual Holiday Fare is Saturday, November 7th at the St. Peter Community Center!  Artists will be selling their wares, baked goods and lefse will be sold, and the Tablescape Competition will feature area business and organizations' tablescape designs.  I believe beer and wine will be available, and everyone can vote for their favorite tablescape for $5/vote.  It's a fun fundraiser for the Arts Center!  What a delightful way to bring in the holiday season!
Sedona Tour Pre-Departure Meeting
For those Sedona travelers joining me this December, please note our pre-departure meeting will be Wednesday, November 18th at the Lone Star BBQ Restaurant.  Kelsey from Premier World Discovery will go over our flights, itinerary and last minute questions about the tour at 2:00 p.m.   Please come with questions, and we'll talk about last  minute items over coffee and dessert.  If you are traveling to Sedona, please call Shelly with your RSVP so we know whether or not you'll be there to pick up your documents!
     When:  Wednesday, Nov. 18th
     Time:  2:00 p.m.
     Where:  Lone Star BBQ
     RSVP: 931-3310
Mall of America & Bachman's
Join the Saints for this fun trip to Bachman's on Lyndale and the Mall of America!  Please note the the times were not correct in last month's newsletter.  Deanna will escort this trip, and the motorcoach will depart from NCB at 9:00 a.m. and return by 4:30 p.m.   Bachman's sent us coupons for 10% discount for everyone on the bus that day.   You'll have time to peruse the holiday displays, grab a hot chocolate or latte and simply enjoy the spirit of the season!  Around 11:30-11:45, the bus will depart Bachman's and head over to the Mall of America for time to find lunch and check out the specialty stores.   Lunch is on your own.  Please let us know if advance is you'd like us to reserve an electric cart.  Some of the stores have changed, but Toll House Cookies and Cinnabuns are still there for a sweet tooth stop!   Call us at 931-3310 if you'd like to catch the bus to the Mall and Bachman's!
     When:  Thursday, Nov. 19th
     Depart:  9:00 a.m.
     Return:  4:30 p.m.
     Cost:  $17
     Deadline: Nov. 12th...or until filled
Old Log Theatre, "The Wedding Singer"

 The Old Log Theatre is hosting the regional premier of the musical comedy, "The Wedding Singer!"  After the holidays, the Saints Club will spend the day at the theatre Wednesday, January 20th for this fun show!  The  musical is based on the movie production that featured Adam Sandler, as a popular New Jersey wedding singer who was the life of the party until his own fiancee leaves him at the altar.  Heartbroken and depressed, this wedding singer finds the woman of his dreams--only she's engaged to a Wall Street shark.  Will the wedding singer win the love and affection of the woman of his dre
ams?  Join us for this fun day at the Old Log, for a light, lovely musical comedy.  You can let us know your choice of (included) entree when you sign up for the day trip:  
Beef Short Ribs, Pan Seared Tilapia, Chicken Breast or Vegetarian Pasta.
New “Chip” Credit or Debit Cards!
In an effort to curb issues with fraud, VISA credit and debit cards all over the country are converting to new “Chip” cards!  The new Chip cards have a computer chip embedded in the card along with the magnetic strip on the back.  European countries have had the chip cards for a while, and the U.S. is converting cards to the more secure system.  The cards differ slightly in how we use them…rather than “swiping” the cards, we will “dip” them in the machine to be read. The cards will also work in the machines that have not yet been updated.   In the near future, you will receive a letter from NCB about the new debit cards.  If you have an NCB credit card, please check your card statement for included letters about the new cards.    You may also call us at 931-3310 if you have questions.
St. Peter's Snowflake Celebration — Saturday, November 28th
St. Peter's Chamber is sponsoring a holiday kick-off on Small Business Saturday, November 28th!  The Snowflake Celebration will be held by the Ace Hardware Office Building (former Stensby Cleaners building) from 3:00-5:00 p.m. with music, hot chocolate, lighting of the Snowflake Tree outside the building and photos with Suzy Snowflake (AKA Elsa Cornell.)  What a nice way to kick off the holiday season in downtown St. Peter!  Everyone is encouraged to make a snowflake for the tree (please put your name on your creation), and NCB will be one of many local businesses hosting a "Creation Station" with materials to make your own snowflake!  If you're a singer, please join us for carols by the tree!  Join in the fun and help St. Peter kick-off this delightful, most wonderful time of the year!
     When:  Saturday, Nov. 28th
     Time:  3:00-5:00 p.m.
     Where:  corner of Minnesota Ave. & Park Row
     Cost:  Free for Everyone!

Sister Act at the Chanhassen Dinner Theatre!
e have reserved seats at the Chanhassen Dinner Theatre for the February 24th performance of the new show, "Sister Act!"   This hilarious musical featured Whoopi Goldberg in the movie version, when she took shelter while posing as a nun and won over the hearts of the nuns she directed in their choir.  There are lots of laughs, tender moments and elements of surprise in this delightful musical!  As usual, the luncheon included offers many choices off their menu!
Dessert and cocktails are available on your own.  We'll get the price posted in next month's newsletter!  Call us at 931-3310 if you have questions prior to then.
Holiday Open House — December 11th
Stop by NCB for our Holiday Open House Friday, December 11th  from 2:00-4:00 p.m!  We will have cookies, bars and coffee in the lobby, and a special appearance by The Riverlights, singing at 3:00 p.m!  The Riverlights will sing some selections of the holiday songs they will include in their upcoming holiday concert.  Our lobby will be decorated, and seating will be available for the afternoon.   2016 Calendars will be available, and if you're looking for gift cards or holiday currency envelopes, this is a great time to pick those up and enjoy the holiday cheer in the lobby!
Twins Spring Training Tour — March 7-14th
We have 14 spaces available for this spring's TWINS Spring Training Tour in Florida!  We thought we'd have more time to get the word out, but R&J Tours did some travel shows just after securing the TWINS game dates, and the trip has been selling very quickly!  Please look over the enclosed flyer with information, as this week in sunny Florida includes six TWINS games, and the motorcoach (in Florida) takes folks from the hotel to the stadium around 9:00 a.m then again around noon.  So, there is flexibility on this tour, and 8 meals plus four manager receptions with treats.   Dan Gladden will do a meet & greet, and RT airfare is included.  Call us with questions, and sign up ASAP if you know you'd like to join us!
How to Avoid Identity Theft
The best protection against identity theft is to carefully protect your personal information, for example:
• Do not share personal information over the phone, through the mail, or over the internet unless you initiated the contact or know the person you are dealing with;
• Store personal information in a safe place;
• Shred old receipts, account statements, and unused credit card offers;
• Choose PINs and passwords that would be difficult to guess and avoid using easily identifiable information such as your mother’s maiden name, birth dates, the last four digits of your social security number, or phone numbers;
• Pay attention to billing cycles and account statements and contact your bank if you don’t receive a monthly bill or statement since identity thieves often divert account documentation;
• Review account statements thoroughly to ensure all transactions are authorized;
• Guard your mail from theft, promptly remove incoming mail, and do not leave bill payment envelopes in your mailbox with the flag up for pick up by mail carrier;
• Obtain your free credit report annually and review your credit history to ensure it is accurate;
• Use an updated security program to protect your computer; and
• Be careful about where and how you conduct financial transactions, for example don’t use an unsecured Wi-Fi network because someone might be able to access the information you are transmitting or viewing.
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