Beginning April 1, 2008 all Assured Checking Account holders will have accidental death and dismemberment insurance and/or common carrier/scheduled airline coverage through Ace American Insurance Company. If you would like a new description of coverage form, go to: www.memberbenefitpackage.com/acedoc or see the Customer Service Department at Nicollet County Bank.

In order to curb the growing amount of loss from unauthorized international transactions Nicollet County Bank has placed a block on all Visa merchant purchases on your Instant Cash and Debit Card originating from outside the United States or Canada exceeding $50 or the merchant floor limit. This includes internet transactions. ATM, PIN-based debit and gift card purchases are not affected. This becomes effective August 15, 2005.

This doesn’t mean you can never use your card when traveling internationally, but if you do have plans to travel outside of the United States or Canada you will need to let us know in advance of your trip so we can authorize transactions for the time period you are traveling. It does take two business days to process your request. When traveling internationally we recommend that you always have at least two methods of payment available so that you have one to fall back on if issues arise with the other.

We are sorry for any inconvenience this may cause. Please contact customer service if you will be traveling abroad or if you have any questions.

Craig H. Hanson
Vice President Operations
Nicollet County Bank

NCB would like to advise our customers and friends not to send confidential information such as bank account numbers or social security numbers when you e-mail NCB. Please use the secured site at our Net Teller if you plan to send us confidential information. 

NCB is working to comply with all the necessary procedures for this new regulation. Procedures such as photo-copying your driver's license, passport or identification card upon opening a new account are a part of this new legislation to prevent financial support of terrorist activities as well as preventing customer identity theft.